MOBILISING CLIMATE AND GENDER SMART BLENDED FINANCE FOR SMEs
we provide credit guarantees to non-bank financial institutions and alternative lenders to mobilise catalytic finance to underbanked SMEs
The Path to a Fair and Equitable Future for All
Our organisation was born out of the commitment to remove bottlenecks SMEs face when seeking financing from traditional commercial lenders.
We provide credit guarantees to Non-Bank Financial Institutions (NBFIs) to de-risk mobilisation of catalytic growth finance to innovative entrepreneurs.
In parallel we provide technical assistance (TA) for capacity building and operationalisation of gender and climate smart business approaches.
Koma Capital believes that change is possible when we lead not only with our wallets, but also with our hearts and minds.
The problem
Systemic gender and climate financing gap for SMEs
The solution
Closing the gap through blended risk capital
SMEs are integral to Africa’s economies, generating over 80% of the jobs on the continent.
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Yet, an inherent lack of access to appropriate gender and climate smart financing represents a critical bottleneck to growth, thereby stalling development in the region.
Koma Capital was created to directly address this financing gap by mobilising gender and climate smart capital to SMEs.
Koma provides credit guarantees to Non-Bank Financial Institutions and other alternative lenders that are dedicated to mobilising financing to this critical yet underserved market.
TA is provided to the lenders and the SMEs.
GUARANTEE FUND
The Koma Guarantee Fund will provide risk capital by way of credit guarantees to Non-Bank Financial Institutions (NBFIs) to enable access to finance to underserved SMEs.
CLIMATE SMART INTEGRATION AT SME LEVEL
We will carry out climate smart diagnostics at SME level, develop climate smart action plans, and provide technical assistance to support SMEs to transition to climate smart business.
TECHNICAL ASSISTANCE FOR CAPACITY BUILDING & CAPITAL GRADUATION
Koma will provide technical assistance to Non-Banking Financial Institutions (NBFIs) and SMEs to build capacity and graduate to next level finance.
EMPOWERING WOMEN THROUGH GENDER INCLUSION
Gender equality is a core driver of our approach to working with Non-Bank
Financial Institutions (NBFIs) and SMEs. We will conduct gender diagnostics at NBFI and SME level, develop gender action plans and provide technical assistance to support a gender equality transition.